Our Difference | Cardinal Kia

Maximum Loan Approvals & The Lowest Interest Rates

With several benefits to both buying and leasing a vehicle, Cardinal Kia's professionals are able to sit down with you and help determine which option is best for you and your family. Based on your individual needs, Cardinal Kia can help you make an informed decision based on your lifestyle, your family, your business needs, and your financial standing.

Cardinal Kia's financing professionals specialize in a variety of financial solutions. With the ability to assist customers with both unique and basic credit needs alike, the Cardinal Kia team can help you lease or purchase the vehicle of your dreams. Incredibly low interest rates and convenient leasing terms mean we can help you in ways you didn't think possible.

If your credit isn't ideal, allow us to take the worry out of buying or leasing a new car. The professionals at Cardinal Kia are skilled at smoothing out bumpy credit and making it work in your favour. Whether your credit was damaged through a job loss, an accident or illness, a new move to the country, divorce, or just poor budgeting, the financing specialists at Cardinal Kia will work for you - not the banks - in order to provide you with options that make sense.

If you are interested in a vehicle other than a Kia, we are still able to offer outstanding financing rates to help you get into the car you want. We specialize in providing leases for all makes and models, and with specially negotiated rates with fellow automotive manufacturers, we can save you money while providing you with the vehicle you desire.

 Fill out our easy online application for pre-approval with no cost or obligation, or contact one of our financing professionals to get started!

Scotiabank StartRight ® Program

Just arrived in Canada? Kia and the Scotiabank StartRight® Program for Newcomers understand your challenges. Getting around safely and confidently is very important, whether you're looking for a place to live, finding a job or searching for a school for your children. No credit history and need a car loan? We're here to help.

$500 Military Benefit Program

As a tribute to the men and women of the Canadian Forces, Kia Canada is proud to offer a $500 rebate toward the purchase or lease of a new Kia vehicle. This benefit can be combined with all other current offers.

$750 Mobility Assistance Program

Kia Canada welcomes the opportunity to assist individuals with disabilities or special needs by providing up to $750 towards the purchase and installation of specialty equipment on your Kia vehicle.

$500 Graduate Rebate Program

Congratulations! As a recent graduate from an accredited post-secondary institution, you could be eligible to receive a $500 rebate toward the purchase or lease of a new Kia vehicle with the Kia "Ride On" Grad Program.

Get Pre-Approved

Eligibility: Canadian residents who have graduated in the past two years from the date of sale or who will be eligible to graduate in the next four months from an accredited university undergraduate degree program, college diploma program (two-year minimum), military or police academy, a three-year CEGEP D.E.C. program in Quebec. Recognized schools include all post-secondary institutions that are accredited by a provincial Ministry of Education.


Cardinal Kia

7818 Oakwood Drive
Directions Niagara Falls Southeast, ON L2G 0J6

  • Sales: (905) 371-0622
  • Service: (905) 371-0622
  • Parts: (905) 371-0622


  • Monday 8:00 AM - 7:00 PM (By Appt. Only)
  • Tuesday 8:00 AM - 7:00 PM (By Appt. Only)
  • Wednesday 8:00 AM - 7:00 PM (By Appt. Only)
  • Thursday 8:00 AM - 7:00 PM (By Appt. Only)
  • Friday 9:00 AM - 6:00 PM (By Appt. Only)
  • Saturday 9:00 AM - 6:00 PM (By Appt. Only)
  • Sunday Closed